We Delete, We Fix Bad Credit fast,
Let us help you Fix yours and get you
to your Credit Approvals
We Delete, We Fix Bad Credit fast, Let us help you Fix yours and get you to your Credit Approvals
We find and challenge the errors, outdated accounts, and unverifiable items dragging your score down so you can get approved for what you actually want.
Real wins made possible with better credit
From first homes to new vehicles and business approvals these are real wins from real clients.
Every eligible negative item
on your report
If it's inaccurate, outdated, or unverifiable it's a target. We dispute across all categories the FCRA covers.
Real results, real people
Credit Repair Plans
Choose the package that fits your goals. Every plan includes
personalized support, strategic disputes, and progress guidance.
Standard
4 Months of Credit Repair
$999.99
3-Bureau Credit Review
Custom Dispute Strategy
Negative Item Disputes
Monthly Progress Updates
Essential
6 Months of Full Credit Repair
$1,499
Full Credit Audit
Inquiry Dispute Support
Personal Info Cleanup
Credit Rebuilding Guidance
Elite
9 Months of Full Credit Repair
$2,199
Advanced Dispute Strategy
Multiple Dispute Rounds
Priority Progress Updates
Long-Term Credit Guidance
Pay Less to Start
Not ready to pay in full? Start a payment plan for credit repair and begin your journey today with a low initial payment.
$349.99
Initial payment
Optional Add-Ons
Couples Discount
$100 Off
Enroll together and save.
Fast Track Credit Repair
+$399.99
Priority processing and faster document preparation.
Four steps to a cleaner report
01
Free credit analysis
We pull your full report across all three bureaus and flag every item that qualifies for dispute.
02
Custom dispute strategy
You get a personalized plan built around your specific negative items not a generic template.
03
Custom dispute strategy
You get a personalized plan built around your specific negative items not a generic template.
04
Free credit analysis
Watch your dispute rounds update live as items get corrected, updated, or deleted.
Built different, on purpose
Questions we get all the time
How fast will I see results?
Most clients receive their first bureau response within 30 to 45 days after the initial dispute round. Full results depend on your credit report, the items being disputed, and how the bureaus respond.
Can you guarantee my score will go up?
No. No credit repair company can legally guarantee a specific score increase or removal. We focus on identifying and disputing inaccurate, outdated, unverifiable, or questionable items while helping you build healthier credit habits.
Is credit repair legal?
Yes. Credit repair is legal when done properly. Consumers have the right to dispute inaccurate or unverifiable information on their credit reports under consumer protection laws.
What if an item doesn’t get removed?
Some items may require multiple rounds of disputes or additional documentation. If an item is verified and remains, we will review the response and help determine the next best step based on your report.
Do I need good credit to start?
No. You can start with any credit situation. Our process is designed to help you understand your report, address negative items, and create a clearer plan for rebuilding your credit profile.
Your next step starts with a
FREE Credit Review
Stop guessing what's hurting your score. See exactly what's on your
report and what we can challenge for free.
Takes 2 minutes Zero obligation No credit card required
New Phase Credit Repair provides credit repair services in accordance with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA). We make no guarantees regarding specific credit score outcomes or timelines, as results depend on individual circumstances and the response of credit bureaus and creditors. You have the right to dispute inaccurate information on your credit report directly and free of charge.
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